This quiz will find the right type life insurance coverage for your situation. Just answer a few simple questions. Our website does the matching automatically.
Your age, health, and needs determine what we offer. Could be term life. Might be whole life. Either way, we've got you covered.
You can adjust your coverage amounts on the last page. See exactly how it affects your rates in real time.
Age: The older you get, the more likely you are to kick the bucket, which means higher prices. (Sorry, but somebody had to say it!) That's exactly why smart people jump on this TODAY while they can still lock in good rates.
Address: Insurance companies NEED to know where you live because every single state has different insurance laws. The state you live in directly affects your rates and coverage options.
Lifestyle questions: Your habits and hobbies tell a story about your risk tolerance. Insurance companies need to know this stuff. Do you race cars on weekends? Are you into skydiving? They want to see the whole picture.
Smoking habits: Used any nicotine products in the last five years? Cigarettes, cigars, chewing tobacco, vaping - they want to know. Just something they factor into your rates.
Criminal and driving record: Ever been convicted of a felony? What about a DUI? They're gonna ask.
Health questions: Insurance companies are basically trying to predict how long you'll be around. They'll ask about your height and weight. Any diseases or health issues you've dealt with. And don't forget your family's medical history.
Biological sex: Women live longer on average, so that matters to insurers. They ask what gender you were assigned at birth because that's what their rate tables use.
Weight gain or loss: Lost or gained more than 10 pounds this year? They want to know why. Could be health issues or lifestyle stuff. But if you're pregnant, no worries - they totally understand that's normal.
Life insurance application history: Applied for coverage before? They want to know how that went. Sometimes past applications tell them something important.
Employment: Your job is part of the equation too. Stable income usually means lower mortality risk - that's just what the numbers show. Plus some jobs are way riskier than others. Working construction is more dangerous than sitting at a desk all day.
Most of this stuff you'll know off the top of your head. But here's what you should have ready before you start:
Pretty straightforward stuff. Nothing too crazy.